Quickstart: Earn Your First Yield

Everything from a fresh browser tab to an earning deposit. No prior crypto experience assumed — if you can use online banking, you can do this.

Create your account#

1. 1

   Open the app and sign in

   Go to peridot.finance/app and sign in with your email address or a social login. A secure wallet is created for you automatically — you stay in control, Peridot never holds your money.
2. 2

   Look around in demo mode

   Before connecting anything, the app shows realistic demo data so you can explore every screen risk-free.

Add money#

1. 1

   Tap “Add money”

   Choose bank transfer (SEPA) or card / Apple Pay. Bank transfer has the lowest fees; card is instant.
2. 2

   One-time identity check

   For bank transfers, a short KYC check is required by regulation — usually done in a couple of minutes.
3. 3

   Transfer to your personal IBAN

   You get a dedicated IBAN. Send euros from your bank; they arrive as digital dollars (USDC) or euros (EURC) in your Peridot wallet, typically the same business day.

Make your first deposit#

1. 1

   Pick an asset and amount

   On the home screen, choose what to deposit — for a first run, the USD or EUR pool is the natural pick. Enter the amount and confirm.
2. 2

   Watch it earn

   Your position appears in the portfolio with a live APY and starts accruing interest immediately, every few seconds.
3. 3

   Withdraw whenever you like

   There is no lock-up and no notice period. Withdrawals return your deposit plus everything it earned.

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