THE FUTURE OF DECENTRALIZED FINANCE

Peridot
Lend & Borrow Crypto

Earn interest on your crypto and borrow funds without selling, all with smart, fair rates across multiple blockchains.

Some of our winnings:

Wormhole Hackathon Award

Wormhole

Sidetrack

Stellar Kickstarter Award

Stellar

Kickstarter

Moveathon Award

Moveathon

Winner

The Graph side Award

The Graph

Sidetrack

Scroll to explore
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink
Ethereum
Ethereum
Stellar
Stellar
Polygon
Polygon
Avalanche
Avalanche
Solana
Solana
Chainlink
Chainlink

Why Choose Peridot?

Experience the future of DeFi lending with our secure, transparent, and user-friendly platform designed for both newcomers and experts.

Access Liquidity Instantly
Borrow against your crypto without selling. Keep your assets while accessing the funds you need.
Earn While You Hold
Generate passive income on your idle crypto assets with competitive market-driven interest rates.
100% Secure & Transparent
All transactions are secured by smart contracts and fully auditable on the blockchain.
No Paperwork Required
Get instant access to funds without lengthy applications, credit checks, or waiting periods.

How Peridot Works

Our platform creates efficient money markets for crypto assets with algorithmically determined interest rates.

1

Supply Assets

Deposit your crypto to start earning interest.

  • Receive tokens (pTokens) that show your deposit
  • Your balance automatically grows with interest
  • Withdraw your crypto whenever you want—no waiting period
2

Collateralize

Your deposited crypto acts as collateral, letting you borrow other assets.

  • Each asset has a limit on how much you can borrow
  • Keep a healthy balance so you don't risk liquidation
  • Supports collateral from different blockchains for extra flexibility
3

Borrow Assets

Borrow up to your allowed limit based on the value of your collateral.

  • Borrow up to your allowed limit based on collateral value
  • The interest rate you pay changes automatically with market demand
  • You can repay your loan at any time, including the accrued interest

Frequently Asked Questions

Find answers to common questions about Peridot and how to use our platform.

Ready to Start Earning?

Join thousands of users already earning interest and accessing liquidity on Peridot.