Easy Mode & Expert Mode
The app has two faces on the same account and the same money: Easy mode, a clean savings experience, and Expert mode, the full market console. Switch any time with the toggle in the header — nothing about your positions changes, only how much the interface shows you.
What each mode shows#
| Easy mode | Expert mode | |
|---|---|---|
| Language | Plain money terms — deposit, withdraw, earn | Protocol terms — supply, redeem, utilization, collateral factor |
| Home screen | Your balance, your yield, one-tap deposit | Sortable market table across every pool |
| Networks | Invisible — Stellar under the hood | Explicit network switcher, per-chain markets |
| Borrowing | Guided flow with guardrails and safe limits | Per-market borrowing with full rate curves |
| Market detail | — | Interest-rate curve, APY history, advanced metrics per market |
| Best for | Saving and earning without the jargon | Active DeFi users managing multiple positions |
Switching modes#
Use the Easy/Expert toggle in the app header. The choice is remembered on your device, and a short intro explains the other mode the first time you switch. Deep links work too: /app?view=easy and /app?view=expert.
Same engine underneath
Easy mode is not a separate product with different rates. A deposit made in Easy mode is the same on-chain position you'd see in Expert mode — same pool, same APY, same withdrawal rights. Expert mode just removes the simplifications.